Turn down your thermostat! You've heard it a thousand times but how many of you do it.  We keep out thermostat at 65 degrees.  I'm not going to lie it is a bit chilly.  We wear sweaters and cuddle up in the evening.  Maybe 65 is too low for you but try 68 degrees.  Below are a few articles with additional frugal tips.

Frugal Tips

Little Steps

75 Painless Money Saving Tips

Sign up for the Godiva Chocalatier Rewards Club to receive a monthly chocolate for free.  You also earn rewards for everything you buy, hopefully a little gift giving can earn yourself a little treat!

Also on November 19th, from 5-7pm visit a Godiva location to receive a free Legacy Truffle.

Thanks Money Saving Mom!

Until November 10th you can go to any participating Panda Express and get one single entree for free when you purchase a 2 or 3 entre meal.   If you haven't been there for awhile or seen the commercials they have a few new entrees they're featuring right now.

Thanks, 918 Coupon Queen!

If you have young children in your family and friend circle here is nice deal.  Sign up for the Bid Idea Newsletter and you can pick one of three Veggie Tale dvd's and only pay shipping.

Thanks 918 Coupon Queen!

If you've never visted the site ebates check it out before your holiday shopping.  Before shopping from your normal sites go to ebates first.  Ebates will route you to your shopping choice and give you cash back.  The percentage of cash back varies.  Another option is purchasing gift cards.  It takes awhile to build up some money but I have over $20 being mailed to me right now.

Go here for a free order of spaghetti with the purhase of a drink!  Coupon doesn't expire until 1/18/10 so there's plenty of opportunity for a cheap lunch after a day of holiday shopping!

Thanks Money Saving Mom

Good Morning America this morning featured a mother who feeds her family on about $4 a week.  Sounds crazy but it's true. 

Principles applied by this family are to buy on whats on sale, use manufacturer and store coupons.  The most unique thing on her site is how she splits up a pound of meat into quarters to make her coupons work better.  Check it out for youself!

If your not using coupons or think they don't work this is a great article to read.  Most people are not so thorough with their coupons but it makes us all think we could try a little harder to save more money on our groceries.  I challenge you to set a budget for your groceries and stick to it.  Using cash will help you stick to this plan.  We spend $40 per week on groceries.

Sign up here for a free 2010 Roadsides in Bloom calendar.




Thanks, Free Snatcher!

Inexpensive Halloween Costume Ideas - Whether you have a last minute party invitation or just haven't gotten around to getting that costume, check out Frugal Upstate's ideas on frugal halloween costumes.  There's no need to buy an overpriced costume even if you running out of time.

Also in money saving fashion make sure your stacking your candy coupons with the target coupons and sales to save the most you can! 

    Now I'm sure no one intentionally throws away money but do you remember to mail in all of your rebates?  Mailing in rebates is one of my bigger procrastinations.  So far in the last 6 months I have earned three rebates and today I am mailing out the first one!  Often when you buy a years worth of contact lenses you are eligible for money back if you mail in the rebate forms.  This alone is $50 that I've been putting off sine June!  Why do we put off mailing rebates?  For me I tell myself that tomorrow I will round up the envelope, stamp, and upc codes, but tomorrow never comes.  It seems like a hassle to even cut the upc codes.  I have missed the date on the other two rebates I had coming and have now lost about $50 there.  Here are a few tips for you and me to start mailing those rebates faster and quit throwing away money!

1.)  Remember the rebate is still a part of your purchase/shopping trip.  When you get home do this right away and put the envelope right in the mailbox.

2.)  If you cannot stop what your doing to mail your rebate right away set one a day week that you quit procrastinating and get things done.  www.Flylady.net ,a website that helps you organize your house, schedules your Anti-procrastinaton Day on wednesdays.  Lucky for us today is wednesday.  Mail your rebates and tackle a couple other things you've been putting off.

3.)  Make sure you are stocked on envelopes and stamps.

4.) Organize your desk drawer so these items are easily reachable!